Pension Agreement: Pension Future Act

On this page, you will find useful information about the pension agreement. The pension agreement has now been elaborated in a bill. This is the basis for a renewed and adjusted pension system. We update this page regularly with current events.

Main changes in the new pension system

• New arrangements from July 1, 2023 will only be a defined contribution plan
• Defined benefit and defined contribution plans concluded before July 1, 2023, have a transitional period until January 1, 2028
• A uniform partner definition for all pension schemes
• Survivor's pension amount is a percentage of salary
• Expansion of preservation of survivor's pension after leaving employment
• Standard lifecycle investment is possible
• Additional rules for more targeted pension communication